Merchant
advances
Explore a merchant advance when your business needs additional capital to support day-to-day operations or a new opportunity.
Connecting borrowers & lenders nationwide
Your ambition. A world of possibility.
The business you want to buy. The next chapter you’re ready to begin. We help connect you with lenders to explore the funding that moves your plans forward.
Nationwide service · Personal guidance · More possibilities
Purchase or refinance.
Subject to lender qualification.
A fresh start. A new opportunity.
Omni is your connection between borrower and lender. Final approval rests with the lender.
From taking ownership to keeping things moving, explore financing options for the plans that matter to you.
Make your next business move with a clearer path to financing. Explore purchase or refinance opportunities, including no-money-down business purchases for qualified borrowers.
Potential financing
for purchase or refinance
Potential approval window
Subject to lender review
Credit-score requirement
for the described program
Bank statements
for initial review
A credit partner may be allowed. Ask Gloria about the requirements for your financing scenario.
Explore a merchant advance when your business needs additional capital to support day-to-day operations or a new opportunity.
Talk through your personal borrowing needs and explore a loan with a lender.
700 and above credit score · Potential 24–48 hour approval, subject to review.
Prepare for your next season, replenish your shelves, or explore financing for the inventory your business needs.
From a tractor in the field to equipment in a restaurant, explore funding for the tools that keep your business working.
Financing amounts, no-money-down options, credit requirements and approval times depend on the lender, program, documentation and applicant eligibility. Meeting a credit-score requirement does not guarantee approval. Approval timing is not a promise of funding within that period.
Opportunity can look like owning your first business, adding the equipment you need, or making room for what’s next. Start with your goal. We’ll help you explore the connection.
You bring the goal. Gloria helps you understand the next steps in connecting with a lender.
Share what you’re looking to finance, whether it’s a business purchase, a refinance, inventory, equipment, or a personal need.
Discuss the financing type and relevant requirements. Gloria can help you identify the information needed for lender consideration.
Move forward with a lender referral when appropriate. The lender evaluates your application and determines the offer, terms, and approval.
Start with a conversation. Please don’t send bank statements, Social Security numbers, or account information through the inquiry form.
Omni Consulting and Marketing is owned and operated by Gloria Alcardo Estillore, a loan specialist with years of experience connecting borrowers with lenders.
Built through word of mouth, her business brings a personal approach to the financing conversation. Her focus is on understanding what you need and helping facilitate the next step—especially when it comes to business loans.
Owner & Operator · Loan Specialist
Here are a few things to know before starting your funding conversation.
Yes. Omni Consulting and Marketing serves borrowers nationwide. Tell us where you’re located and what you’re looking to finance so Gloria can discuss the relevant options with you.
No. Gloria works as an intermediary between borrowers and lenders. Omni helps facilitate the connection; the lender is responsible for evaluating your application, setting terms, and making the final lending decision.
No money down business purchase options may be available for qualified borrowers. Availability depends on the lender, the business being purchased, and your application. Ask Gloria which requirements would apply to your situation.
Some business and personal loan programs may offer approval within 24–48 hours. Timing depends on complete documentation, eligibility, and lender review. This is not a guarantee of approval or of funds being disbursed within that time.
The described business program calls for a 680 credit score and six months of bank statements; a credit partner may be allowed. Additional information may be required by the lender. Start with a general inquiry before sharing sensitive documents.
The described personal loan program calls for a 700 and above credit score. Approval also depends on the lender’s other requirements and review of your application.
Have a goal in mind? Tell Gloria a little about it, and start exploring where the right financing connection could take you.
Monday – Friday
8:00 am – 5:00 pm
Weekends & holidays available
8:00 am – 5:00 pm
Based in California. Connecting clients nationwide.
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